Help, My Disability Claim Has Been Denied

If your long term disability (LTD) benefits have been denied, you can make an appeal. However, there are strict time limits at play, as well as a lot of red tape to navigate. Therefore it may be in your best interests to ask a disability claim lawyer to act on your behalf.

Long term disability benefits have been denied

If your claim for long term disability benefits has been denied, or the benefits you have been receiving are being cut off, it will be extremely scary. These benefits may well be your lifeline, particularly if you are unable to work and it is your only source of income.

Alternatively, you may be offered a one-time settlement that is significantly less than the benefits you are entitled to. This is known as a ‘low-ball’ offer, and it is a common tactic used by insurers who want to settle your claim quickly and cost-effectively.

But please do not accept a settlement which is less than you are entitled to. And if your claim has been denied or your benefits are being stopped or reduced, please do not give up. There is action you can take.

Appealing the decision

For example, your first option might be to appeal the decision. For your appeal to be successful, you need to submit a watertight case that proves that you are unable to return to work.

Remember that your claim has already been denied once, so it may not be sufficient to submit the same evidence as before. Instead, you need to look at why your claim failed in the first place and provide additional proof, such as more medical evidence.

A disability claim lawyer can help you with this appeal, not only ensuring that you comply with the time limits in place, but also putting together a strong case on your behalf. This will greatly maximize your chances of success.


If your disability provider continues to deny your claim, a disability claim lawyer can advise whether there is any further action you can take. For instance, you could pursue a claim through the BC Court of Appeal. This could even result in your being awarded additional damages for the mental distress you have experienced as a result of your claim being denied or your benefits cut off.

Disability claim lawyer

If you are claiming long term disability benefits, it means that you will not be working and you will likely be worried about money. As such, you might be concerned about instructing a disability claim lawyer to work for you.

Yet a disability claim lawyer can be instrumental in securing the long term disability benefits you so desperately need. When pursuing an appeal or litigation, you will need to meet certain time limits, handle a lot of paperwork and deal with the tactics of the disability benefits provider.

A lawyer will have the knowledge and understanding to manage all of this, increasing your chances of the best possible outcome and leaving you free to focus on what matters most – your health.

Disability claim lawyer Vancouver

If your disability benefits have been denied or cut off, please do not hesitate to contact one of our personal injury lawyers at John Mickelson Law Corporation. Either fill in the free online enquiry form or call us on 604 684 0040.

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