Medical Evidence in Disability Claims
Disability claims are often denied due to a lack of medical evidence. Here we explain why this happens and what you can do to prevent it.
Whether you are applying for short-term disability benefits or long-term disability benefits, the onus is on you to prove that you are eligible to receive help.
Every insurer is different and each has their own definition of ‘disability’. Some say that disability means you are unable to perform your pre-accident role, while others say disability means you are unable to perform any type of job.
Whatever the fine print, you must provide medical evidence that shows you meet the criteria for disability benefits. This can include your medical records and reports from medical practitioners.
Denied disability claims
If you do not provide enough evidence, then your disability claim may be denied. Also, if you do not submit the correct evidence, or present it in the right way, then your disability claim may be denied.
This does not mean that you do not have a genuine disability. However, as far as your insurer is concerned, you have not met the necessary tick boxes. This makes all the difference between having your claim approved and having your claim denied.
For example, even if a medical practitioner believes that you do have a disability, he/she may fail to convey this in the correct terms. If so, the claim may be denied on the basis that the medical report is inconclusive.
Prevent your claim from being denied
To prevent your disability claim from being denied, you need to ensure that you present the correct medical evidence. It can be hard to achieve this alone, as you may not be well-versed in the demands of insurance companies.
That is where we can help. At John Mickelson Law Corporation, our personal injury lawyers know how to gather the necessary medical evidence for your disability claim. This will work to prove your disability beyond doubt, ensuring you receive the benefits you are entitled to.
If you are making a claim for disability benefits, or your disability claim has been denied and you want to make an appeal, please contact us. Remember, there are strict time limits at play, so early legal advice is essential.
Disability claims lawyer
Would you like to speak to a personal injury lawyer about your accident and injuries? If so, please contact us now at John Mickelson Law Corporation. Either fill in the free online enquiry form or call us on 604 684 0040.Go back to Blog